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Business Insurance

When the Music Stops—Insurance When Your Business Has to Close

By | Business Insurance

My wife and I were at the 7th Street Entry a couple of weeks back (to see The Sudden Lovelys—highly recommended), and I was struck by how quiet it was at First Ave., especially for a Saturday night. The club was still closed after a 30-foot section of ceiling fell during a show in mid-August. No one was seriously hurt, fortunately, but it did close down one of the Twin Cities’ most iconic music venues for a couple of weeks.

Because I’m at least as much law geek as music geek, a silent First Ave. got me thinking about the insurance coverage the club might have or need. That single incident is interesting (at least to an insurance lawyer) because it has the potential of triggering multiple forms of coverage that most businesses should have in place: Read More